For the purpose of processing this application the undersigned (the"Customer") hereby authorizes Gesco Limited Partnership and its affiliated companies ("GESCO") to investigate
the Customer's credit experience with suppliers, banks and other institutions with which the applicant has conducted business. For the purposes of any applicable statute
pertaining to the privacy of information this clause shall constitute full and sufficient consent for the collection, use and disclosure of information, as required for a credit
investigation.
Upon approval of this application by the Credit Manager for GESCO, credit privileges will be extended to the Customer subject to the following terms and conditions, which the
Customer hereby agrees that:

1. PRICING

All price lists, terms and conditions are subject to change without notice. All prices exclude taxes.

2. BACK ORDERS

Prices on the undelivered portion of any order are subject to change unless there is a written agreement to the contrary. Each installment delivered shall constitute a separate sale and shall be priced accordingly.

3. ORDER ACCEPTANCE

All orders are subject to acceptance by our general office, and each order is further subject to our credit approval at time of shipment.

4. COMMITMENTS

We shall not be liable for any loss or damage arising from delay in fulfilling, or failure to fulfill, any accepted orders in accordance with its terms, where such delay or failure is
caused by any requirement of a governmental agency or authority; shortage of raw material or finished merchandise, delays of carriers, embargoes, fire, strikes, riots, wars, Acts
of God, or other cause beyond the control of GESCO.

5. RETURNED GOODS

Return of merchandise will

6. CLAIMS

Claims for shortage or rejection for defects must be made in writing within ten (10) days after date of shipment. Merchandise shall be returned only upon GESCO's written
authorization. We accept no responsibility for merchandise returned without our authorization. We shall not issue credit on any materials which have been altered or defected in
any way or upon which additional operations have been performed. GESCO's liability in respect to goods furnished hereunder shall be limited to the purchase price of the goods in
respect to which damages are claimed. If the Customer does not issue a written dispute within the said 10 days, notwithstanding that the dispute is not resolved, the Customer
shall pay to GESCO all amounts due and owing, without any set-off, pending resolution of the dispute. The payment by the Customer shall not affect the Customer's dispute.

7. SAMPLES

Samples are not returnable for credit after 5 days from receipt of same.

8. FREIGHT

Merchandise shipped via public carrier are F.O.B. (Free on Board) our warehouse, unless otherwise indicated in price quotation. Merchandise shipped via our carrier are F.O.B.
Destination and handling charges, when applicable will be charged on the invoice.

9. CASH DISCOUNT

Cash discount is deductible from the total invoice excluding taxes and freight.

10. TERMS

Unless otherwise expressively agreed to in writing, terms of payment shall be in accordance with the terms on the face of the invoice.

11. CREDIT APPROVAL

GESCO reserves the right, among other remedies, either to terminate, or to suspend further deliveries in the event the buyer fails to make payment when it becomes due.
Should the purchaser's financial responsibilities become unsatisfactory to GESCO, cash payments and/or security may be required by GESCO for future deliveries.

12. INTEREST CHARGE

Interest charges will be charged on all amounts outstanding over 30 days at the rate of 2% per month (24% per annum), and in the event of a change in the rate of interest, the
purchaser will be charged the prevailing rate in effect at the time of purchase. The Customer agrees that interest on this account shall run, in accordance with the terms of the
agreement, both before and after judgment.

13. CUSTOMER CREDIT AND COLLECTION COSTS

GESCO shall determine in its sole discretion the amount and whether to grant credit to the Customer. GESCO has no obligation to grant such credit and any granting of credit is
without commitment to provide future credit. The Customer shall be responsible for all credit it receives from GESCO, whether or not such credit exceeds authorized credit limits.

14. The Customer agrees to be responsible for all solicitor and client costs and all other expenses incurred by GESCO in connection with the collection of the account.

15. The Customer hereby acknowledges that GESCO intends to rely upon all construction lien and trust legislation, including trust provisions which give rise to director and officer
liabilities for the supply of pre-cut or tagged purchase orders for flooring materials.

16. So long as payment for the supply of GESCO's materials remain outstanding the Customer hereby irrevocably assigns all of its rights and interest pursuant to any and all
builder's lien or trust legislation to GESCO for the purpose of seeking recovery of payment of the materials from such person to whom the Customer supplied.

17. Credit privileges may be suspended should the Customer's account become overdue without prior notice to the customer.

18. The Customer agrees that this agreement shall bind all respective heirs, executors, administrators, successors, or assigns.

19. The Customer or Customers hereby agree that where there is more than one party to this agreement, they shall be jointly and severally liable in the event of default hereunder.

20. The Owner is obliged to notify GESCO in writing of any changes in ownership.

21. GESCO reserves the right to change any of the terms of this agreement on notice.

22. “The undersigned, being either, a stockholder, director and/or officer of the aforesaid company, hereby either individually or jointly and severally, guarantee the payment
of all and any future obligations of the said company, which may be owing GESCO, including reasonable attorney fees, lawful interest and other expenses incurred by GESCO in
collecting any indebtedness of the applicant company. This is a continuing guarantee and may be revoked solely by written notice sent by certified mail to GESCO. Should a
lawsuit be necessary to enforce this guarantee, venue is waived, and suit may be brought in anywhere within Canada at the sole discretion of GESCO. A photocopy or facsimile
of this Application and Agreement shall be as valid as an original thereof.”